About Us - Mortgage Company in Fort Myers, FL

Ready to Take the Next Step?

Whether you're just exploring or ready to apply, our Fort Myers mortgage company is here to help.

A Mortgage Company in Fort Myers That Puts You First

At Liberty Mortgage, we’re more than just a name on a list of mortgage companies Fort Myers residents search for. We’re a local team that understands the importance of feeling confident and supported throughout your homebuying or refinancing journey. Our job isn’t to sell you a product, it’s to help you find the right path forward, on your terms.

Whether you’re buying your first home, looking to upgrade, or refinancing to cut costs, we’ll be with you every step of the way, listening, guiding, and making sure you get what you need

Let’s talk about your goals.

Find the best mortgage for your best living near fort myers

Local Knowledge.

Real Results.

Living and working in Fort Myers means we know the local housing market, lenders, and trends inside and out. That means fewer surprises, faster closings, and smarter advice tailored to Southwest Florida buyers.

We don’t believe in one-size-fits-all solutions. We take the time to understand your story and match you with mortgage options that fit your income, goals, and timeline.

Need a local expert’s advice?

Support for First-Time Buyers

Buying your first home is exciting, but it can also feel overwhelming. At Liberty Mortgage, we simplify every step, from pre-approval to closing. You’ll get help understanding your options, qualifying for first-time homebuyer programs, and preparing for what’s ahead.

If you’re not sure where to start, we’ll break things down clearly so you feel confident moving forward.

Want to know if you qualify as a first-time home buyer?

Loan Options Built Around You

We work with many lenders and programs to offer loan solutions that meet a wide range of needs:

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Conventional Loans

Competitive rates with as little as 3% down.
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VA Loans:

No down payment for most eligible veterans and active military.
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FHA Loans:

Low down payment and easier credit requirements.
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Refinancing:

Reduce your monthly payment or access equity.
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Specialty Loans:

Great for self-employed borrowers or unique income setups.
Which one fits you best? Let’s talk. We’ll walk through your options, no pressure, no confusing terms.

Explore your loan options today.

A Process That Makes Sense

We’ve helped hundreds of Fort Myers families find the right mortgage without stress. Here’s what to expect:
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Apply Online

Fill out a simple form online or meet with us to get started.
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Review

We’ll assess your goals and finances to determine the best match.
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Get Your Cash Icon

Approval

Fast decisions from lenders who know this market.
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Receive

Get ready to receive your loan funds promptly.

No complicated steps, no industry jargon, just a smooth path to homeownership

Get started in minutes.

Experience You Can Trust

Meet the People Who Make Home Happen

Both Debbie Hernandez and Laura Ray have been in the mortgage industry for decades and can apply their real-world experience to find the best mortgage for your situation. Debbie has over 30 years of experience, while Laura has 20 years of experience working in the Lee County market.

What Our Clients Say

People choose Liberty Mortgage as their trusted mortgage company in Fort Myers, FL, because we treat them like people, not just paperwork. Here’s what local homeowners have said about working with us:

Ready to Move Forward?

Whether you’re looking for a mortgage company in Fort Myers, FL, or just want honest advice, Liberty Mortgage is here to help.

Give us a call or fill out our form, and let’s take the next step together.