Specialty Mortgage Loans In Fort Myers, FL
Not every borrower fits the standard mold, and that’s okay. At Liberty Mortgage, we offer specialty mortgage loans designed for real people with unique financial paths. If you’re self-employed, an investor, or in a situation that requires more flexible lending, we’re here to help you move forward with confidence.
Talk to a loan specialist today and explore your options.
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Ready to Take the Next Step?
Whether you're just exploring or ready to apply, our Fort Myers mortgage company is here to help.
What Are Specialty Mortgage Loans?
Specialty mortgage loans are custom solutions for buyers who don’t meet the requirements for a conventional mortgage. These loans help people with non-traditional income, real estate portfolios, or urgent timelines secure financing that fits their story.
Need fast financing?
Specialty Mortgage Loans
Flexible Options For Unique Needs
At Liberty Mortgage, we offer several specialty mortgage loans that are tailored to meet specific challenges:
Private Loans in Florida
Perfect for buyers who need fast approval or are purchasing properties that don’t qualify under standard loan programs. These loans offer:
Flexible terms with fewer restrictions
Quick turnaround to close fast
Options based on asset value or alternate income
Private Investor Mortgage Loans
If you’re growing your real estate portfolio, these loans allow you to:
Finance multiple properties
Qualify based on property value or rental income
Avoid traditional income verification
Loans for the Self-Employed
You shouldn’t be penalized for being your own boss. These specialty loans consider:
Business bank statements
Asset documentation
Alternative documentation outside of W-2s
Commercial Mortgage Loans
For clients investing in retail, office, or mixed-use properties:
Available for purchases or refinances
Streamlined documentation
Flexible terms to fit your goals
Looking for something more specific? Let’s customize your solution.
Service Areas
Areas We Serve
Fort Myers
North Fort Myers
Sanibel
Punta Gorda
Lehigh Acres
Estero
Bonita Springs
Naples
Marco Island
Port Charlotte
Cape Coral
Why Liberty Mortgage?
We’re not just here to fund your loan, we’re here to make the process easier, faster, and smarter. With Liberty Mortgage, you’ll get:
A local team that knows Fort Myers inside and out
Loan structures made to fit your actual life, not just the forms
Personal support at every stage of the journey
Have questions? We’re ready when you are.
Our Process
How It Works
Our process is simple, and it works around your schedule:
Call or Apply
Tell us your story. We listen first.
Quick Review
We assess your needs and financial picture.
Get Matched
We recommend the loan type that fits you best.
Approval
Fast decisions from private lenders who get it.
Closing
Smooth, clear, and without surprises.
Explore Our Other Services
Conventional Loans
Government Loans
Refinance
Let’s Find Your Specialty Loan
Whether you’re investing, self-employed, or just looking for more flexible terms, specialty mortgage loans from Liberty Mortgage are designed with you in mind.
See Why We’re Rated One of the
What Our Clients Say
FAQs
Frequently Asked Questions About Specialty Loans In Fort Myers
At Liberty Mortgage Lending Group, we’ve streamlined the FHA loan process to make it straightforward and stress-free:
How do I get the best mortgage rate in Fort Myers?
We compare top lenders for you and tailor your rate based on credit, income, and loan type.
What’s the difference between a broker and a direct lender?
A broker gives you access to multiple lenders. Liberty Mortgage combines both for more flexibility.
Is pre-approval really necessary?
Absolutely. It helps you understand your budget and shows sellers you’re serious. In many cases, we can initiate the process quickly, often within a short timeframe, depending on your documents and financial profile.
Will applying hurt my credit score?
No. We offer soft-pull pre-approvals to get you started risk-free.