Your Trusted Mortgage Lenders in Florida
Looking for the Best Mortgage Lenders in Florida?
Liberty Mortgage Lending Group proudly serves homebuyers looking for home loans and refinancing across the entire Sunshine State. We make the financing process feel simple, local, and personal. As an experienced mortgage brokerage, we are here to help you secure competitive rates, whether you are a first-time buyer, upgrading your home, or looking to refinance for a better deal.
We offer more than just financing—we provide trusted advice, flexible options, and a team dedicated to your future. From specialized loan products to tailored support, we guide you through every step of your homeownership journey.
Our mission is simple:
- Help you buy a home you love.
- Connect you with top-tier lending solutions.
- Save you money over the life of your loan.
Let’s find the mortgage solution that fits your life, not the other way around.
Whether you are buying a home or refinancing an existing loan, explore our comprehensive regional market guides to view localized loan programs, current county lending limits, and local market trends.
- Fort Myers Home Loans & Refinancing – Explore mortgage options and current rates in Lee County.
- Cape Coral Mortgage Guide – Learn about specialized financing and home loans in the Cape Coral area.
- Naples Home Financing – View luxury market options, conventional loan terms, and Naples rates.
- All Florida Service Areas – View our full directory of communities we serve throughout the state.
Florida Mortgage Loans — Every Option, One Local Team
We get calls from Florida homebuyers looking for mortgage loans across the full spectrum — first-time buyers who want to understand the process, veterans using their VA benefit for the first time, self-employed buyers who’ve been turned down by big banks, and investors looking for flexible financing on their next property. We help all of them.
As mortgage brokers in Florida, we’re not limited to one lender’s products. We shop your loan across multiple lending partners to find the rate and terms that fit your situation — whether you’re buying a coastal condo in Miami, a family home in Cape Coral, or a suburban property in Central Florida.
Here’s what we help Florida homebuyers with:
- Home loans in Florida — purchase financing for first-time and move-up buyers
- VA home loans — zero down for eligible regional veterans and active-duty military
- FHA loans — low down payment for buyers with flexible credit needs
- Conventional mortgages — competitive rates for buyers with strong financial profiles
- Mortgage refinancing — lower your rate, access equity, or shorten your loan term
- Specialty and Non-QM loans — bank statement mortgages, investor loans, private financing
- Doctor Loan Program (NEW) — Overcome student debt and secure your home sooner with up to 100% financing, no mortgage insurance, and flexible broker underwriting.
If you’re looking for a mortgage company in Florida that handles more than just the easy loans — call Debby Hernandez at 239-215-3850. She’s been helping Florida homebuyers close since 2010 and she’ll give you a straight answer about what you qualify for.
Flexible Mortgage Programs Backed by Local Experts
Conventional Loans
Secure a low-rate, flexible mortgage with help from our trusted mortgage brokers in Fort Myers, FL. We partner with top mortgage lenders to help qualified buyers purchase their dream homes with confidence, and without surprises.
We Keep It Simple So You Can Focus on What Matters
How It Works
Apply Online
Get a Personal Guide
Lock Your Rate
Close with Confidence
Calculate Your Mortgage Costs
Use the calculators below to get a better idea of what to expect, whether you’re buying a home, refinancing, or exploring FHA loans. These tools are designed to give you quick, helpful estimates so you can move forward with confidence.
Based in Fort Myers, we are your top-rated mortgage brokers here to help you compare options and find the best mortgage rates Florida has to offer.
Conventional Loan Calculator
Estimate your monthly payments and upfront costs with a conventional mortgage. Our local team works with the best mortgage lenders Fort Myers FL to help you secure great rates and clear terms.
FAQs
Mortgage Questions? We've Got Honest Answers.
How do I get the best mortgage rate in Florida?
What’s the difference between a broker and a direct lender?
Is pre-approval really necessary?
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Talk To Us!
Get in touch and schedule your visit. Our sales team will get back within 24hrs via Phone, WhatsApp, Email or Video call.