Your Trusted Mortgage Lenders in Florida

Get expert help securing the right mortgage with rates, speed, and service that make buying a home easier.

Home Loans across Florida

We match financing strategy to your property type, budget, and long-term goals.

¡Hablamos Español! Hacemos que su proceso de préstamo sea más fácil y sin estrés.

30+
YEARS OF EXPERIENCE
Debby, Liberty's Owner
201
5-STAR GOOGLE REVIEWS
★★★★★
20+
YEARS IN LEE COUNTY
Laura's Local Experience
FL.
FLORIDA MORTGAGE SOLUTIONS
Local Roots. Statewide Reach.
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Home Loans Across Florida

A Smarter Way to Finance Your Home

Liberty Mortgage Lending Group helps Florida homebuyers and homeowners explore mortgage options with clear guidance and personalized support. Buying a home, refinancing, or accessing your home's equity? We'll help you find financing that fits your goals.

Florida Mortgage Loans — Every Option, One Local Team

We get calls from Florida homebuyers looking for mortgage loans across the full spectrum — first-time buyers who want to understand the process, veterans using their VA benefit for the first time, self-employed buyers who’ve been turned down by big banks, and investors looking for flexible financing on their next property. We help all of them.

As mortgage brokers in Florida, we’re not limited to one lender’s products. As mortgage brokers in Florida, we’re not limited to one lender’s products. We compare options across multiple lending partners to help you find financing that fits your situation, including home purchases, refinancing, home equity loans, and HELOCs. Whether you’re buying a coastal condo in Miami, a family home in Cape Coral, or a suburban property in Central Florida.

Here’s what we help Florida homebuyers with:

  • Home loans in  Florida — purchase financing for first-time and move-up buyers
  • VA home loans — zero down for eligible regional veterans and active-duty military
  • FHA loans — low down payment for buyers with flexible credit needs
  • Conventional mortgages — competitive rates for buyers with strong financial profiles
  • Mortgage refinancing — lower your rate, access equity, or shorten your loan term
  • Specialty and Non-QM loans — bank statement mortgages, investor loans, private financing
  • Doctor Loan Program  — Overcome student debt and secure your home sooner with up to 100% financing, no mortgage insurance, and flexible broker underwriting.
  • Home Equity Loans — financing options that let you access the equity you’ve built in your home
  • HELoans (Fixed Seconds) — access funds through a fixed second mortgage while keeping your existing first mortgage in place
  • HELOCs — a revolving line of credit that gives you flexible access to your home equity as you need it.

If you’re looking for a mortgage company in Florida that handles more than just the easy loans — call Debby Hernandez at 239-215-3850. She’s been helping Florida homebuyers close since 2010 and she’ll give you a straight answer about what you qualify for.

Our Plans

Flexible Mortgage Programs Backed by Local Experts

Whether you’re just getting started or ready to refinance, we help you navigate your options with clarity.

We Keep It Simple So You Can Focus on What Matters

Buying a home or refinancing shouldn’t feel overwhelming. Here’s how we make it simple:

How It Works

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Apply Online

Safe, fast, and no credit impact to start
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Get a Personal Guide

A local broker walks you through every step
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Lock Your Rate

We shop top lenders for your best deal
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Close with Confidence

Clear terms, smooth process, happy homeowners
Debby Hernandez CEO of Liberty Mortgage Loans Group

Talk To Us!

Get in touch and schedule your visit. Our sales team will get back within 24hrs via Phone, WhatsApp, Email or Video call.

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Individual NMLS #1080562 | Broker NMLS #1599682 | FL Broker Lic# MBR2220

Calculate Your Mortgage Costs

Plan smarter with Liberty Mortgage’s free tools.

Use the calculators below to get a better idea of what to expect, whether you’re buying a home, refinancing, or exploring FHA loans. These tools are designed to give you quick, helpful estimates so you can move forward with confidence.

Based in Fort Myers, we are your top-rated mortgage brokers here to help you compare options and find the best mortgage rates Florida has to offer.

FAQs

Mortgage Questions? We've Got Honest Answers.

How do I get the best mortgage rate in Florida?
We compare top lenders for you and tailor your rate based on credit, income, and loan type.
What’s the difference between a broker and a direct lender?
A broker gives you access to multiple lenders. Liberty Mortgage combines both for more flexibility.
Is pre-approval really necessary?
Absolutely. It helps you understand your budget and shows sellers you’re serious. In many cases, we can initiate the process quickly, often within a short timeframe, depending on your documents and financial profile.
Will applying hurt my credit score?
No. We offer soft-pull pre-approvals to get you started risk-free.

Ready to Take the Next Step?

Whether you’re just exploring or ready to apply, our Fort Myers mortgage company is here to help.