Question 1

What types of mortgage loans does Liberty Mortgage Lending Group offer?

Accepted Answer

We offer conventional, FHA, VA, jumbo, non-QM, bank statement, hard money, bridge, reverse mortgages, cash-out refinance, and first-time homebuyer loans.

Question 2

Do you offer FHA and VA loans?

Accepted Answer

Yes, we are an FHA and VA approved correspondent lender offering government-backed loan programs for eligible buyers and veterans.

Question 3

Can I get a mortgage if I am self-employed?

Accepted Answer

Yes, we offer non-QM loans and bank statement mortgages specifically designed for self-employed buyers or those with non-traditional income.

Question 4

What areas do you serve?

Accepted Answer

We serve Fort Myers, Southwest Florida, and are licensed in FL, CA, CO, GA, NC, MI, and LA.

Question 5

How do I get started with a mortgage application?

Accepted Answer

You can submit a complete online mortgage application or pre-qualify for a home loan directly through our website. Our team will review your financial situation and provide expert guidance on your options.

Question 6

What is the minimum credit score for a conventional loan?

Accepted Answer

Conventional Fannie Mae and Freddie Mac loans require a minimum credit score of 620 and at least 3% down payment. FHA loans require a minimum score of 580 with as little as 3.5% down.

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