Conventional
Conventional Mortgage Loans In Fort Myers, Fl
At Liberty Mortgage Lending Group, we specialize in helping homebuyers and homeowners in Fort Myers, FL, find the best financing solutions. If you’re looking for a flexible, cost-effective way to buy or refinance a home, a conventional loan could be the perfect fit for you.
What Is a Conventional Mortgage?
A conventional mortgage is a home loan that isn’t backed by the government. Unlike FHA or VA loans, conventional loans are offered by private lenders and meet the guidelines set by Fannie Mae and Freddie Mac. They typically require a higher credit score and a moderate down payment, but they offer competitive interest rates and flexible terms.
Benefits of a Conventional Loan
Choosing a conventional mortgage comes with several advantages:
Lower overall borrowing costs – Competitive interest rates and no upfront mortgage insurance fees.
Flexible loan terms – Choose from fixed-rate or adjustable-rate options.
Varied down payment options – As low as 3% down for qualified buyers.
No private mortgage insurance (PMI) with 20% down – Save on monthly payments.
Conventional Mortgage Programs We Offer
Whether you’re a first-time homebuyer or looking to refinance, we have options to fit your needs:
Fixed-Rate Mortgages – Predictable payments over 15, 20, or 30 years.
Adjustable-Rate Mortgages (ARMs) – Lower initial rates that adjust over time.
Conventional Refinance Loans – Lower your interest rate, shorten your loan term, or tap into home equity.
Start Your Home Financing Journey Today
At Liberty Mortgage Lending Group, we’re committed to making the mortgage process smooth and stress-free. Whether you’re purchasing a new home or refinancing, our team in Fort Myers, FL, is ready to help. Contact us today to explore your options and get started on securing the right conventional loan for you!