Premium Home Financing for Florida Medical Professionals
When healthcare providers come to us with strong credit and high-earning potential, this new offering allows us to bypass standard retail banking restrictions, completely eliminate monthly mortgage insurance, and offer up to 100% financing.
Based in Fort Myers and serving the entire Sunshine State, we are expanding our services to better accommodate the unique financial situations of local medical providers—like heavy student loan debt.
Schedule an Appointment
Your Trusted Partner in Florida
Why Choose Our Doctor Loan Program?
Our Range Of Solutions
What You Get With Our Doctor Loan Program
Achieve Homeownership Sooner
Buy your home now, even with substantial medical student loan debt.
Preserve Your Liquid Savings
Avoid large upfront down payments and keep your cash reserves intact for other needs.
Eliminate Mortgage Insurance
Bypass monthly private mortgage insurance (PMI) to significantly reduce your housing costs.
Enjoy Flexible Underwriting
Benefit from customized guidelines that account for your unique financial trajectory and future earnings.
Service Areas
Areas We Serve Across Florida
Who Can Benefit From Our Doctor Loan?
You are an active resident, fellow, or practicing physician ready to secure your keys.
Eligible Degrees for Our Doctor Loan Program
MD – Medical Doctor
DO – Doctor of Osteopathy
DDS – Doctor of Dental Science
DMD – Doctor of Dental Medicine
PharmD – Doctor of Pharmacy
DVM / VMD – Veterinarian
DPM – Podiatric Medicine
CRNA – Nurse Anesthetist
MD / DO – Ophthalmology & Psychiatry
Residents, Fellows, & Interns
Important Regulatory Disclosures & Pricing Breakdown
The principal and interest payment on a $400,000 30-year Fixed-Rate Loan at 8.125% and 100% loan-to-value (LTV) is $2,969.99. The Annual Percentage Rate (APR) is 8.525% with estimated finance charges of $10,000. The principal and interest payment, which will continue for 360 months until paid in full, does not include taxes and home insurance premiums, which will result in a higher actual monthly payment. Rates current as of 06/16/26. Subject to borrower approval. Some exclusions may apply.
Liberty Mortgage Lending Group Inc | Individual NMLS #1080562 | Broker NMLS #1599682 | FL Broker Lic# MBR2220.
Our Process
The Mortgage Process, Simplified
Apply
Review
Approval
Close
Explore Our Other Services
Government Loans
Speciality Loans
Refinance
Let’s Get You Home
Looking for a flexible home financing solution? Our specialized Doctor Loan options are engineered to work with your career trajectory, not against it. Whether you are an active resident or an established medical professional ready to purchase or refinance in Florida, Liberty Mortgage is here to help you secure your keys with ease.
Why Us
Why Florida Medical Professionals Choose Liberty Mortgage
We’re your neighbors right here in Southwest Florida, not a faceless national bank. While based in Fort Myers, Liberty Mortgage provides specialized doctor loans to healthcare providers across the entire Sunshine State.
We deeply understand the unique career paths of Florida medical professionals, residents, and private practice owners. By streamlining the underwriting process and cutting out traditional banking red tape, we handle all the heavy lifting locally so you can stay focused on your patients.
