If you’ve been thinking about buying a home in Fort Myers or anywhere in Lee County, you’ve probably heard the buzz—over 24,000 homes are currently on the market. That’s not a typo. It’s a record-high inventory, and it’s creating a unique opportunity for savvy buyers.
At Liberty Mortgage Loans, we know this market shift brings questions. Should you wait? Is this a buyer’s market? What about mortgage rates?
Let’s break it down.
📊 More Homes = More Power (for Buyers)
In the past few years, we’ve seen a red-hot seller’s market with bidding wars and above-asking price deals. Today, it’s flipped. With so many homes for sale, buyers have the upper hand.
- Sellers are more motivated. That means price reductions, seller concessions, and flexibility.
- More choices mean you don’t have to settle. The perfect home might be waiting at the right price.
- Inspections and contingencies are back. You can protect your investment.
💰 What About Mortgage Rates?
Mortgage rates are still higher than they were during the pandemic lows—but here’s the good news:
- You marry the home, not the rate. If you buy now and rates drop later, you can always refinance.
- Many sellers are offering rate buydowns or contributing toward closing costs—things we can help structure into your loan.
- Waiting could mean missing out on negotiation leverage or facing a rush when rates eventually drop.
🛠️ How Liberty Mortgage Helps You Win
We’re more than just a mortgage company—we’re your partner in the process. Whether you’re a first-time buyer, relocating, or upsizing, we can help you:
- Get pre-approved quickly (so you don’t miss out on your dream home)
- Understand creative loan options that give you flexibility
- Navigate seller concessions and rate buydowns
- Lock in the right loan for your life—not just your lender
🎯 The Bottom Line
The current inventory in Lee County makes 2025 a prime time for buyers. There’s less competition, more choices, and plenty of ways to make your money go further.
If you’re ready to stop watching from the sidelines, Liberty Mortgage Loans is ready to help you step into the market with confidence.
📞 Schedule your free consultation today or start your pre-approval right on our website.